Office Hours

I am a Hot Springs native and graduated from Cutter Morning Star High School in May of 1988. I started working in a State Farm Agency at 19 years old as a team member July 9th, 1990 for Agent Bernard Nusko until he retired July 31st 1995. Then I worked for the replacing Agent Larry Otwell from August 1st 1995 till April 31st 2021 when he retired and I started my journey to opening my own office. I realized I loved helping people and as an insurance agent I had a unique opportunity to help people plan for their future and protect them against unexpected tragedy. I have now been helping people with their Insurance and retirement needs for more than 31 years.

I absolutely love what I do! I get to help people every day - from car accidents to house fires, saving for college, to planning for the future. I help our customers with all aspects of their financial lives. They say when you love what you do; you never work a day in your life. I can say without reservation that is absolutely true. I love being able to help customers every day and would love the opportunity to earn your business as well and give you peace-of-mind for you and your family.

As a small business owner and mother of 4 and grandmother of 2, I understand what it's like to have a very busy schedule. I also understand how important it is to make sure your family is protected. Let my team and I handle your insurance so you can live your life more peacefully. Let us worry about how to protect your family while you enjoy them. We are here to help you.

I have been serving State Farm customers for over 31 years, combined with my team we have over 40 years of State Farm experience and can help you with all of the following:

• Car Insurance (including electric vehicles)

• Home Insurance

• Renters Insurance

• Life Insurance

• Small Business Insurance

• Commercial Vehicle Insurance

• Workers Comp Insurance

• Professional Liability Insurance / Errors & Omissions

• Surety & Fidelity

• Banking Services

• Pet Insurance

• Farm & Ranch Insurance

• and much more

We offer FREE insurance quotes for all residents of

We have the conveniences of modern technology combined with good old-fashioned customer service and the desire to help you. We would love to take care of your family so contact our office today for a free insurance quote. You can call, email, text, or walk in.

My team and I would love to help you!

A little more about me personally…

I have been married to my husband Terry for 20 years. I have 4 children Shena (Nathan), Ethan Sutton, Eli Rowton & Sierra Rowton. I also have 2 grandsons Hunter & Axel. In my free time, you can find me at a ball game, hunting, fishing and enjoying time with family. I enjoy giving back to the community, especially Cutter Morning Star where myself, husband, children, grandchildren, father, siblings, aunts, uncles and many other family members currently attend or have graduated from. I truly believe investing in our children is the key to building leaders for tomorrow and a bright future for all of us.

4.7/5 on Google (55 reviews)

Office Hours

Call or text us 24 hours a day!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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4.7/5 on Google (55 reviews)

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Welcome to the Jennifer Rowton Agency in Hot Springs, Arkansas

I am a Hot Springs native and graduated from Cutter Morning Star High School in May of 1988. I started working in a State Farm Agency at 19 years old as a team member July 9th, 1990 for Agent Bernard Nusko until he retired July 31st 1995. Then I worked for the replacing Agent Larry Otwell from August 1st 1995 till April 31st 2021 when he retired and I started my journey to opening my own office. I realized I loved helping people and as an insurance agent I had a unique opportunity to help people plan for their future and protect them against unexpected tragedy. I have now been helping people with their Insurance and retirement needs for more than 31 years.

I absolutely love what I do! I get to help people every day - from car accidents to house fires, saving for college, to planning for the future. I help our customers with all aspects of their financial lives. They say when you love what you do; you never work a day in your life. I can say without reservation that is absolutely true. I love being able to help customers every day and would love the opportunity to earn your business as well and give you peace-of-mind for you and your family.

As a small business owner and mother of 4 and grandmother of 2, I understand what it's like to have a very busy schedule. I also understand how important it is to make sure your family is protected. Let my team and I handle your insurance so you can live your life more peacefully. Let us worry about how to protect your family while you enjoy them. We are here to help you.

I have been serving State Farm customers for over 31 years, combined with my team we have over 40 years of State Farm experience and can help you with all of the following:

• Car Insurance (including electric vehicles)

• Home Insurance

• Renters Insurance

• Life Insurance

• Small Business Insurance

• Commercial Vehicle Insurance

• Workers Comp Insurance

• Professional Liability Insurance / Errors & Omissions

• Surety & Fidelity

• Banking Services

• Pet Insurance

• Farm & Ranch Insurance

• and much more

We offer FREE insurance quotes for all residents of

We have the conveniences of modern technology combined with good old-fashioned customer service and the desire to help you. We would love to take care of your family so contact our office today for a free insurance quote. You can call, email, text, or walk in.

My team and I would love to help you!

A little more about me personally…

I have been married to my husband Terry for 20 years. I have 4 children Shena (Nathan), Ethan Sutton, Eli Rowton & Sierra Rowton. I also have 2 grandsons Hunter & Axel. In my free time, you can find me at a ball game, hunting, fishing and enjoying time with family. I enjoy giving back to the community, especially Cutter Morning Star where myself, husband, children, grandchildren, father, siblings, aunts, uncles and many other family members currently attend or have graduated from. I truly believe investing in our children is the key to building leaders for tomorrow and a bright future for all of us.